Privacy Statement
By visiting, using and/or submitting information to www.MortgageInfinity.com, you are accepting the practices described in this Privacy Policy and the terms and conditions of the Agreement of Terms of Use (the Terms of Use). This Privacy Policy and the Terms of Use apply to your access and use of the Internet Web sites owned and operated by Mortgage Infinity and its affiliates, including, but not limited, to the Web site located at www.MortgageInfinity.com (the Website).
Our Commitment to Privacy
This Website is owned and operated by Mortgage Infinity, a New Jersey
company (Mortgage Infinity). Mortgage Infinity takes your privacy
seriously and has published this Privacy Policy to explain how Mortgage
Infinity treats all information you may submit to the Website.
This Website may contain links to other third party web sites. Mortgage Infinity is not responsible for the privacy policy or practices or the content of such web sites. By visiting this website you accept the policies and practices described in this Privacy Policy. Mortgage Infinity reserves the right to make changes to this notice by posting such changes on the Website. Changes are effective immediately upon posting unless a different effective date is stated. This notice applies to all information collected or submitted on the Website.
The Information We Collect and How We Use It
Required information. There are pages on the Website where we request
specific information about you in order to fulfill your requests for
information and to communicate with you about your requests and to keep
your knowledge about our products and services current. The types of
personally identifiable information collected may include, but is not
limited to:
· Name
· Address
· Email Address
· Phone Number
· Demographic Information
· Credit Rating
Whenever we require information from you, it is our policy to collect
and save such information so that we do not need to ask you for it
repeatedly. You can choose not to provide certain information, but then
you might not be able to take advantage of some of the features in the
Website.
Optional Information supplied voluntarily. From time to time, we may
invite you to participate in voluntary surveys or otherwise supply
additional optional information. Responding to these requests is
completely voluntary and is your choice. We collect and analyze
information voluntarily supplied via surveys or otherwise in order to
track and improve service to our customers and potential customers, for
internal marketing purposes, and for any additional purposes indicated
in the request for information.
We use non-identifying and aggregate information to better design our
website and to share with advertisers and external service providers.
For example, we may tell an advertiser that 'X' number of individuals
visited a certain area on our website, or that 'Y' number of men and 'Z'
number of women filled out our registration form, but we would not
disclose anything that could be used to identify those individuals.
Automatic collection of information. Like many web sites, our site can
passively collect (that is, gather without your actively providing the
information) certain information using various technologies and means,
such as cookies, internet protocol addresses, internet tags and
navigational data collection.
(a) We may periodically utilize "cookies" to improve your experience in
using the site, as well as our efficiency in responding to your
requests. A cookie is a small data file that a web server can deliver to
your browser, which is then stored on your computer's hard drive.
Cookies are designed to permit us to provide better or more personalized
service when you are visiting our site, and can also identify web sites
visited between visits to our site.
(b) An IP address is a number assigned to your computer by your Internet
service provider so you can access the Internet and is generally
considered not to be personally identifiable information, because in
most cases an IP address is dynamic (changing each time you connect to
the Internet), rather than static (unique to a particular user's
computer). We may use your IP address to diagnose problems with our
server, report aggregate information, determine the fastest route for
your computer to use in connecting to our site, and administer and
improve the Website.
(c) "Internet tags" (also known as single-pixel GIFs, clear GIFs,
invisible GIFs, and 1-by-1 GIFs) are smaller than cookies and tell the
Web site server information such as the IP address and browser type
related to the visitor's computer.
(d) "Navigational data" ("log files," "server logs," and "clickstream"
data) are used for system management, to improve the content of the
site, market research purposes, and to communicate information to
visitors.
Disclosure of Information
Mortgage Infinity does not share or sell your personally identifiable
information except as disclosed in the normal scope of business to
provide its services. For example, we will disclose your information to
our external service providers (such as mortgage brokers, lenders and
financial institutions) for the purpose of responding to a request for
services or information made by you, or otherwise processing
transactions and related information. Before doing so, we will require
the organizations receiving such information to commit to the same level
of protection for your information as is provided in this Privacy
Policy. We will not knowingly distribute your name, address or other
information you provide outside of Mortgage Infinity or its external
service providers unless we ask your permission or notify you
beforehand, or we are required to do so by law or government order. We
will never use or share the personally identifiable information provided
to us online in ways unrelated to those described above without also
providing you an opportunity to opt-out or otherwise prohibit such
unrelated uses.
Personally identifiable information collected from you may also be
transferred to a third party as a result of a sale, acquisition, merger,
reorganization, other transfer or bankruptcy (a Transfer) involving
Mortgage Infinity and/or its affiliates. Mortgage Infinity specifically
reserves the right to transfer personally identifiable information
collected from the Website, and any of its databases, together with any
personally identifiable information contained therein, to a third party
in connection with a Transfer, and nothing in this Privacy Policy is
intended to interfere with the ability of Mortgage Infinity to transfer
all or part of its business and/or assets (including the Website) to an
affiliate or independent third party at any time, for any purpose,
without any limitation whatsoever.
Our Commitment to Data Security
It is not possible for any web sites to achieve perfect security. We do,
however, take commercially reasonable physical, electronic, and
managerial precautions using widely accepted methods to safeguard the
security of your information against inadvertent disclosure to
unauthorized persons. Security controls may include industry-standard
SSL-encryption to protect the security of information transmitted
directly through the Website. As is generally the case, this protection
does not extend to Internet e-mail messages sent outside the Website
directly to and from individual e-mail addresses.
Our Commitment to Children's Privacy
Protecting the privacy of the very young is especially important. For
that reason, we never collect or maintain information at the Website
from those we actually know are under 18, and no part of the Website is
structured to attract anyone under 18.
How To Contact Us
Should you have other questions or concerns about these privacy
policies, please email us at Mortgage Infinity.
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